Financial Services · Industry

Fintech & Banking software, built for the sector.

Fintech and banking run on trust, speed and correctness: real-time payments, ledgers, lending and compliance-grade systems where a rounding error or an outage becomes a headline.

SectorFinancial Services
CompliancePCI-DSS-aware
DeliveryOnshore · Remote · Offshore
Mobile financial application running on a smartphone
48h to shortlist
PCI-DSS-ready
Onshore · Remote · Offshore
Fintech & Banking
Technology trends

How technology is reshaping fintech & banking.

Real-time everything

Instant payments, streaming ledgers and live risk decisions.

Embedded & open finance

Finance delivered through APIs, inside other products.

AI-driven risk & service

Models for fraud, credit and personalised, always-on service.

Business challenges

The problems fintech & banking teams bring us.

01

Compliance is non-negotiable

PCI-DSS, KYC/AML, SOC 2 and regional rails: built to the standard, not around it.

02

Money can’t be wrong

Double-entry ledgers, idempotency and reconciliation that stay correct under load.

03

Fraud moves in real time

Low-latency, ML- and LLM-assisted detection that adapts as patterns shift.

Digital transformation

Where we help teams move first.

Core modernization

Replace or wrap legacy cores with cloud-native, API-first platforms.

Real-time payments & data

Move from batch to streaming across payments and reporting.

AI risk & automation

Automate fraud, KYC and underwriting with governed models.

Digital-first CX

Self-service journeys that are fast, compliant and personal.

AI, cloud & data use cases

Where emerging tech creates value.

01

Fraud & AML detection

Real-time, ML/LLM-assisted scoring that adapts to new patterns.

02

Credit & underwriting

Faster, fairer, explainable decisions from richer data.

03

Reconciliation automation

Continuous, accurate matching across systems.

04

Personalised finance

Next-best-action and tailored products from behavioural data.

05

Regulatory analytics

Auditable reporting and monitoring at scale.

Solution architecture

A blueprint we build to.

A pragmatic, layered architecture: tailored to fintech & banking, integrated with your systems, and built to scale securely.

L1
Experience layerWeb, mobile and portal front-ends: fast, accessible and consistent across every channel.
L2
Application & servicesDomain services and APIs that encode your workflows, integrations and business logic.
L3
Data & AIPipelines, warehouse and governed models turning operational data into insight and automation.
L4
Cloud, security & integrationA well-architected cloud foundation, security controls and connections to your enterprise systems.
Typical software solutions

What we build for fintech & banking.

  • Payment gateways & orchestration
  • Ledgers & reconciliation engines
  • Lending & underwriting platforms
  • Digital banking & wallets
  • KYC/AML & onboarding flows
  • Real-time fraud & risk scoring
Tools & platforms

The right stack for the domain.

Our fintech & banking engineers are deep where it counts and current across the ecosystem.

Fintech & Banking stack

JavaGoPythonKafkaPostgreSQLAWSPyTorchLLMs

Cross-cutting

TypeScriptReactNode.jsPythonKubernetesAWSLLMsRAG
Security & compliance

Built to your sector’s standards.

You own the IP and the data. We build to the standards fintech & banking demands, with security and governance designed in.

PCI-DSSKYC / AMLSOC 2PSD2 / Open BankingGDPR
Domain-fluent, senior engineers
Why Acveti

Engineers who speak your domain.

We don’t just supply developers: we match senior, AI-fluent engineers who understand fintech & banking, its systems and its constraints.

Domain fluency.They ramp on your product, not the industry.
Senior by default.7+ years on average, admitted through a demanding funnel.
Own the outcome.A specialist for your team, or a managed pod end to end.
48-hour matchingTwo-week risk-free trialNamed-developer guarantee
By the numbers
SeniorEngineers deployed
0+Countries covered
0%Engagement retention
0%Applicant admission bar
Engagement models

Engage the way that fits.

A single specialist, a managed pod, or a dedicated center: onshore, remote, or offshore, under one contract.

Related industries

More in Financial Services.

Explore related expertise
Questions, answered

Building for fintech & banking, answered.

Let’s talk

Build your Fintech & Banking solution.
Meet your first specialist this week.

Book a 30-minute call. Share your stack and whether you want talent onshore, remote, or offshore: we’ll line up pre-vetted candidates. No commitment, no recruitment fees.

Hire talentAll industries
Hire talentAll industries